Sharing of Wisdom
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For those of you who want to have a sense of the ups and downs of long-term investing, this concluding blog by my longstanding client may be interesting. The process does work - even through the 2008 Global Financial Crisis.

This is an unsolicited testimonial of one client's experience. She has been my client for 20 years and still is. She is happily retired and continues to see value in engaging me for ongoing advice. - Roy A. Varghese, CPA, CFP

It's a huge honor for me to deliver what I call the "Sharing of Wisdom" to the 2017 cohort of AFP, AWP and Certified Financial Planners of Singapore. "Sharing of Wisdom" was one of six Values of my previous company, ipac. It may interest you to know that the Statement of Purpose, aka Mission Statement, of my own private client...

Next week marks the beginning of the fourth quarter of 2017. Exactly a year ago, we shared a mid-autumn newsletter on topical economic issues. Let's go through quickly with this year's autumn (fall, in the northern hemisphere) list.

Those who accept the fact that they do not have the time, interest or expertise for comprehensive financial planning will take advice and pay for it.

MOST investors think they have a system of winning or beating the market when it comes to investing. We remember our successes but push aside the disasters. This cycle of ad-hoc investing continues until we acknowledge that we have made no progress and exit the investment arena; or, pursue the hope of making it big with a touch of luck....

July 1997 will be exactly 20 years since the Asian Financial Crisis. I had just become licensed as an adviser in March of that year. My first clients were our friends and my wife's colleagues. I was a commission-based adviser for a local financial planning company that was tied to a leading global insurer. There were only three products that...

May 2017 has been an exhilarating experience for me professionally and personally. I wrote this post hoping to start hearing from others about their moments that were planned and unplanned, fulfilling or otherwise...this is what life is all about. This will be a fun blog with very little financial jargon and concepts that typically make up my posts...

This is a new experience for me. This professional website was conceived in March 2017 as part of a fresh initiative to Re-Boot, Re-Brand and Re-Launch the private client practice for the most committed clients imaginable in Singapore. My blog will serve my desire to communicate to clients and the public alike on issues that are topical and those...

Disclaimer

The materials and contents on this website are strictly for general information only and for the purpose of financial literacy for those who visit the site. There is no offer for the sale of any financial product. Any opinion on this site is made on a general basis and does not take into consideration the reader's investment objectives and experience, financial situation or particular need, risk tolerance and other personal financial circumstances. We do not endorse any product manufacturers who may be quoted in the blogs or articles posted. Visitors to the website should seek appropriate professional advice before acting on any content published here. Past performance is not indicative of future results. All opinions expressed in this website are by Roy A. Varghese, CPA, CFP and not of the licensee iFAST Financial Pte Ltd, and are subject to change without notice.